Tennessee's Most ExperiencedPublic Adjuster
From the man who helped write the Tennessee public adjuster licensing law. Over 30 years of recovering what policyholders are owed.
Representing commercial and high-value residential property owners in claims of $250,000 and above.
What Is a Public Adjuster?
When your property suffers damage, your insurance company sends their adjuster to assess the loss. That adjuster works for the insurance company — not for you. A public adjuster is a licensed professional who works exclusively on your behalf, ensuring your claim is properly documented, valued, and settled.
Think of it this way: you wouldn't go to court without your own attorney. You shouldn't navigate a major insurance claim without your own adjuster. Public adjusters are licensed by the state and legally bound to represent your interests — not the carrier's.
Read More in Our FAQThe Difference Matters
Insurance Company Adjuster
Employed by and loyal to the carrier. Their goal is to settle your claim for the lowest amount the company can justify.
Public Adjuster (Tristar)
Licensed by the state, retained by you. Our goal is to document every element of your loss and negotiate the full settlement your policy provides.
Three Reasons Property OwnersTrust Tristar
Authority
Our founder, Phil Breeden, helped write the Tennessee public adjuster licensing legislation. With over 30 years of carrier relationships and regulatory knowledge, Tristar brings unmatched credibility to every claim.
Results
Our clients consistently recover substantially more than initial carrier offers. We handle the full cycle — inspection, documentation, policy analysis, and negotiation — so nothing is left on the table.
Scale
We focus on claims of $250,000 and above because complex commercial and high-value residential losses require dedicated expertise. Every client receives our full attention from start to settlement.
Our Clients Say It Best
"I own many rental and investment properties. The Tristar team has proven its value to me over and over. My loss settlements always net out substantially larger — and my time is greatly freed up for more productive activities. Tristar is always my first step when I have an insured loss."
Hal Wilson
The Wilson Group
"I just wanted to say a special thank you for the work you did for me. Based on the circumstances, and me being a few thousand miles away, I believe I would have had a lot of trouble with the insurance company. I would certainly recommend your service to anyone in a similar situation."
Glen Mabbott
Property Owner
"After our commercial property sustained major damage, the carrier's initial offer was far below what we needed to properly restore the building. Tristar's team documented every detail, negotiated persistently, and the final settlement was substantially higher than the original offer — enough to fully restore our property."
Commercial Client
High-Rise Property Owner
Request Your FreeConsultation
There is no cost and no obligation to speak with us. We'll review your situation, explain your options, and give you an honest assessment of whether Tristar can help. If we take your case, we work on contingency — we earn nothing unless you receive a settlement.